Michaud Insurance Blog
Employment Practices Liability Insurance Explained
If you don't already have Employment Practices Liability Insurance (EPLI) on your Business Owner Insurance Policy, you should. EPLI can save a small business from financial disaster as 80% of all EPLI claims cost over $25,000 in defense costs and liability[...]
Bodily Injury Split Liability Limits – What Does It Actually Mean?
Do you look at the Bodily Injury to Others split liability limits on your personal and commercial automobile insurance policies that read 100,000 per person/300,000 per accident and wonder what that means or think you have $300,000 in bodily[...]
Lender-Placed Insurance
Lender-Placed Insurance is forced place insurance that a mortgage company or bank will place on your property if you do not carry the required property insurance on your own, if your policy has lapsed, or they cannot confirm coverage[...]
Insurance Implications of Serving Alcohol to Minors
Serving Alcohol to Minors – What are the Insurance Implications? Serving alcohol to minors is illegal! Let us put that out there before we go on with this blog. Have you ever thought it is ok to give your child[...]
The Best Methuen MA Insurance Agents – On The Radio!
We had an opportunity to be on the Friends of Kevin Radio Show recently, and we wanted to share that interview with you. We had a great time, and would like to thank Kevin Willet, founder of Friends of Kevin,[...]
The Methuen YMCA, Right Next Door
I had the pleasure of walking through the Methuen YMCA a few days ago and sitting with the Executive Director Anne Whalen to learn about the facility that I look at on a daily basis through my office window. It is[...]