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Insurance Carriers

Michaud Insurance Agency is proud to represent the following Insurance companies.

Safety Insurance

Safety Insurance: Safety is the second largest private passenger automobile carrier and the fourth largest commercial automobile carrier in Massachusetts. They are a premier provider of auto and home owner insurance in Massachusetts and hope to continue this tradition in the future together with their policy holders, agents and partners. Safety has consistently received an “A” rating from A.M. Best.

Plymouth Rock Assurance

Plymouth Rock Assurance is a part of the Plymouth Rock Group of Companies which writes or manages more than $1 billion in personal and commercial auto and homeowner’s coverage and related services across the Northeast. As they grow, they continue to promote the principles that drive their success: service, integrity, stability, innovation and commitment. Plymouth Rock maintains a rating of “A-Excellent” from A.M. Best.

Bunker Hill Insurance

Bunker Hill Insurance Company is a part of the Plymouth Rock Group of Companies, which writes or manages more than $1 billion in personal and commercial auto and homeowner’s coverage and related services across the Northeast.

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The Norfolk & Dedham Group® has been serving policyholder members since 1825. The Norfolk & Dedham Group® consists of Norfolk & Dedham Mutual Fire Insurance Company, Fitchburg Mutual Insurance Company, & Dorchester Mutual Insurance Company.

Their clients rely on the stability of their financially secure mutual insurance companies while benefiting from local employees and agents providing the highest level of personal service.


The Concord Group Insurance Company is a mutual insurance company existing to serve member policyholders, not Wall Street.  With over 25 years consecutively rated as “A” by A. M. Best, an independent financial services rating company, you’ll be confident knowing you are insured with a financially strong company concerned about you and your family.

With over 500 independent agencies representing Concord Group, you can count on professional service when you insure with Concord Group.

The Progressive Group of Insurance Companies has always lived up to its name by being one step ahead of the insurance industry, and finding new and affordable insurance solutions. They began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.

Progressive continues to find better ways to serve you with their new and personalized Snapshot® program.

Pilgrim Insurance

Pilgrim Insurance handles risks in the voluntary, residual and alternative markets. It is a transportation insurance specialist, supporting most personal and commercial automobile and trucking exposures, as well as ancillary general liability exposures. It’s expertise includes trucking, taxis, limousines, car service, buses, towing, haulers, car dealerships, and a host of other automobile classes.

Travelers Insurance Company

Travelers of Massachusetts provides auto and home insurance to over 275,000 families and individuals in Massachusetts. We take pride in the quality of service we provide to our customers and to the independent agents that represent us.

Other companies have come and gone, but we have been insuring Massachusetts drivers through good times and bad for more than 100 years. Throughout our history we have kept our promise to provide quality coverage and excellent claim service.

Utica First

Utica First Insurance Company, located near Utica, NY, is a regional property and casualty insurance carrier specializing in small contractors, restaurants, retail stores, offices, and homeowners insurance. We operate in New York, Connecticut, Massachusetts, New Jersey, Ohio, Pennsylvania, Maryland, and Virginia.

Foremost Insurance

Foremost Insurance Group: is a single source for property and casualty insurance. Through Foremost or an affiliated company, programs for auto, home, umbrella, manufactured home, motor home, travel trailer, luxury motor coach, specialty homeowner, vacant property, seasonal property, landlord and rental properties, motorcycle, off-road vehicle, snowmobile, boat, personal watercraft, and collectible auto are offered.

CNA Surety

CNA Surety: CNA Surety is known for its expert underwriting, solid financial strength, market leadership and creative solutions to all bonding requirements. With a highly diverse product line, one of the broadest underwriting capabilities in the industry, and an unparalleled distribution system, CNA Surety ranks as one of the largest surety companies in the United States.

American Collectors Insurance

American Collectors Insurance – American Collectors Insurance is a recognized leader and innovator in the insurance industry. With over 30 years of experience, they provide affordable agreed value insurance for collectibles and collector vehicles. ACI strives to earn customers’ repeat and referral business by employing professional, experienced personnel and cutting edge technology to provide the highest level of customer service.

Providence Mutual Insurance

Providence Mutual is America’s fifth oldest property insurance company. Since 1800, The Providence has kept its promise, in the best mutual tradition, providing stability to policyholders by continuing to serve “for the security and advantage of our neighbors and fellow citizens” and “without any view of private gain or interest.”

A.M. Best Company has consistently awarded The Providence Mutual Group its excellent (A) rating.

Mt Washington Assurance

Headquartered in Concord, NH, Mt. Washington Assurance Corporation is a member of The Plymouth Rock Group of Companies. It’s companies serve more than 800,000 customers representing in excess of $1.1 billion in 2004. Mt. Washington maintains a rating of “A-/Excellent” from A.M. Best – the insurance industry’s premier independent rating service.

Mass Property Insurance

MPIUA: The Massachusetts Property Insurance Underwriting Association (MPIUA) also known as the Massachusetts FAIR Plan (Fair Access to Insurance Requirements) provides basic property insurance on eligible property for applicants who have been unable to gain insurance through the voluntary market. MPIUA offers policies under the Homeowners, Dwelling Fire and Commercial Property programs as approved by the Massachusetts Division of Insurance.

Methuen: 105 Haverhill St, Methuen, MA 01844, (ph)978-685-2549, (f)978-794-0822
Carlisle: In-Home Consultations, Contact Kate - (ph)978-206-1667

Important Notice

Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.